Terms and Conditions

Acceptance of Terms

By accessing and using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and obrythaeqon Financial Planning Services.

Definitions

For the purposes of these terms:

• "Service": refers to our financial planning consultation and subscription services
• "Company," "we," "us": refers to obrythaeqon Financial Planning Services
• "User," "you": refers to individuals accessing our website or services
• "Content": refers to all information, text, and materials on our website

Use of Service

Your use of our services is subject to the following conditions:

Eligibility

You must be at least 18 years old and have the legal capacity to enter into this agreement.

18+ only

Account Responsibilities

• Provide accurate and complete information
• Maintain confidentiality of account information
• Notify us promptly of any unauthorized use

Prohibited Uses

You may not use our services for:

• Any unlawful or fraudulent purpose
• Transmitting harmful or malicious content
• Interfering with website functionality
• Attempting unauthorized access to systems
• Commercial use without explicit permission

Intellectual Property

All website content, trademarks, and intellectual property remain our exclusive property or that of our licensors.

We grant you a limited, non-exclusive license to access and use our services for personal purposes only.

By submitting content, you grant us a license to use that content for service provision purposes.

Privacy

Your privacy is governed by our Privacy Policy, which forms part of these terms.

We handle personal information in accordance with Australian privacy laws and our stated policies.

Disclaimers

Past performance does not guarantee future results.

Individual results may vary.

Limitation of Liability

To the maximum extent permitted by law, we limit our liability for any damages arising from your use of our services.

We exclude liability for indirect, consequential, or punitive damages.

Our total liability shall not exceed the amount paid by you for services in the preceding 12 months.

Indemnification

You agree to indemnify us against claims arising from your use of our services or violation of these terms.

Termination

Either party may terminate this agreement with appropriate notice as specified in your service agreement.

Upon termination, your right to use our services ceases immediately.

Dispute Resolution

Disputes will be resolved through the following process:

Governing Law

These terms are governed by Australian law and the laws of Victoria.

Australian courts have exclusive jurisdiction over any legal proceedings.

Changes to Terms

We may modify these terms at any time with reasonable notice.

Material changes will be communicated via email or website notice.

Severability

If any provision is found invalid, the remaining terms continue in full effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between the parties.

Contact Information

For questions about these terms, contact us using the information provided in our contact section.